Carl Higham
DipFa CeMap
We provide sound, clear and honest face to face advice in every aspect of your financial planning. You can be certain of a friendly, professional and trusted service to guide you every step of the way.
About
Carl Higham Financial Planning Ltd was established in 2016, when I accepted an invitation to join St. James's Place. I have been a financial Adviser since 2000 and have been advising educational professionals for the majority of this time.
Based in North Wales, I have been providing holistic financial advice primarily to teachers, educational professionals and their families in the North Wales and Cheshire area. In addition, I do offer advice to clients of all professions.
Advice is available on a broad range of financial topics including savings and investment planning, pension and retirement planning, protection (including life insurance, critical illness and income protection), residential mortgages, legacy and inheritance tax planning.
My services include individual meetings for financial advice in the comfort of your own home, at work or virtually if preferred. In addition, I can provide local and school seminars on a range of financial topics, including the Teachers' Pension Scheme.
I am committed to ensuring that my industry knowledge remains relevant and current by placing strong emphasis on my personal development. This, along with the pride and dedication that I place on developing solid personal relationships with my clients, ensures that I am able to offer a rounded, professional and principled service.
Outside of my business I am a keen rugby and football fan. Family wise, I am married with 3 children who keep me busy running them around, along with the family dog who always demands attention!
Your home may be repossessed if you do not keep up repayments on your mortgage.
Promotions
Advice & Services
We offer an excellent wealth management service which will help you achieve your goals
More about St. James's Place
We’re not about selling products. Of course, we aim to achieve the best returns and help you make the most of your money. But it’s not all we want. We’re relationship-builders, ready with guidance and advice whatever stage you’re at in your life. We offer a financial service that lasts a lifetime, and beyond.
St. James's Place Guarantee
St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.
SJP Approved 31/01/2024
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
